County hub rural Minnesota

Stearns County, MN

Aggregated demographic, housing, and geographic context for the 26 ZIP codes inside Stearns County, drawn from public Census ACS and SimpleMaps data.

ZIP codes
26
in this county
Total population
164,181
across all listed ZIPs
Cities
25
distinct city/town names
Avg density
172
people / sq mi
Avg median income
—
household, ACS
Avg home value
—
owner-occupied

ZIP codes in Stearns County

ZIPCityPopulationDensityMedian income
56301 Saint Cloud 35,453 179 $69,725
56303 Saint Cloud 24,803 874 $66,789
56377 Sartell 20,592 356 $82,583
56374 Saint Joseph 9,895 58 $78,415
56378 Sauk Centre 8,245 16 $71,953
56320 Cold Spring 8,223 62 $90,346
56387 Waite Park 7,722 333 $57,387
56352 Melrose 5,876 21 $71,356
56310 Avon 5,383 29 $103,993
56307 Albany 5,337 20 $89,563
56362 Paynesville 5,295 14 $81,536
55320 Clearwater 5,258 42 $109,242
56368 Richmond 4,149 23 $92,963
55382 South Haven 3,538 18 $95,673
55353 Kimball 3,273 16 $87,969
56312 Belgrade 2,437 6 $69,519
56340 Holdingford 2,281 17 $89,211
56331 Freeport 2,265 13 $90,893
56321 Collegeville 1,631 994 —
56375 Saint Stephen 817 84 $94,875
56369 Rockville 560 382 $84,464
56376 Saint Martin 316 158 $67,500
56356 New Munich 278 65 $88,750
56335 Greenwald 252 137 $67,083
56325 Elrosa 193 467 $54,375
56371 Roscoe 109 87 $44,250

About Stearns County

Counties are the workhorse unit of American local government — they administer property taxes, run the courts and sheriff’s office, manage many road and library systems, and in much of the country they collect public health and zoning data that ZIP codes don’t. Stearns County in Minnesota contains roughly 26 ZIP codes spread across 25 distinct cities and unincorporated communities, with an aggregate population of about 164,181. Reading those ZIPs together at the county level smooths over neighborhood-by-neighborhood noise and surfaces the broader economic and demographic shape of the area. For block-level detail, drill into any individual ZIP profile or compare against the wider Minnesota index.

The average density across listed ZIPs sits at roughly 172, which classifies the county overall as a rural environment. That label is a generalization — nearly every county contains both a relatively dense core and quieter outlying ZIPs, and the gap between them is often what determines where you actually want to live or open a business. Average median household income in our enriched ZIPs lands near —, with average owner-occupied home values around —; both numbers move dramatically as you cross from one ZIP to the next, so use the table above as a sorting tool, not a verdict.

If you’re moving into Stearns County, the county itself is also where most of your real-life paperwork will land — vehicle registration, voter registration, property recording, and school district enrollment in many states. Knowing the county that contains your prospective ZIP makes it much easier to look up the right tax assessor, election office, or school district website. Our relocation guide walks through the order in which to tackle these handoffs after a move.

For service-area planning, the county is also where most US business licensing and many sales-tax rules are administered. Service businesses scoping Stearns County should pair this aggregate view with the individual ZIP profiles to identify the densest, highest-income pockets first, then expand outward along whatever transportation corridor matches their delivery model.