ZIP 97107 — Bay City, OR

ZIP code 97107 sits in Bay City, part of Tillamook County in the state of Oregon. With roughly 2,448 residents and an estimated density of 53 people per square mile, this area reads as a rural neighborhood — useful context whether you’re considering a move, evaluating a service-area expansion, or simply trying to picture the place. Compare it against other ZIPs in the same Oregon index to see how it stacks up.

Public Census ACS estimates put the median household income near —, with a median owner-occupied home value of about —. Those two numbers, side by side, hint at how affordable day-to-day life feels here for the typical resident: a low ratio of home value to income often signals a relatively accessible market, while a high ratio means buyers stretch further to enter the neighborhood. Local property taxes, insurance, and homeowners’ association rules will all push the real cost of ownership in either direction. Our relocation guide walks through how to read these numbers without overweighting any single metric.

For people relocating, the most useful thing about a single ZIP code is what it tells you about the texture of a place. A rural profile typically means larger lots, longer drives between everyday destinations, and a quieter ambient soundscape. Of course, every block has its own personality — the numbers above are an average, not a portrait of any specific street. For ZIPs in larger metros, our metro hubs can help you triangulate where the boundaries of a neighborhood actually fall.

If you’re comparing 97107 against other parts of Bay City, scroll down to see neighboring ZIP codes inside the same metro. To compare against another state entirely, jump to the Oregon overview or use the search bar above.